Overview
Novac supports multiple payment methods to give your customers flexibility and improve transaction success rates. Each method is optimized for speed, security, and convenience. Whether you’re using our prebuilt checkout, collection APIs, or payment links. Depending on your integration flow, you can dynamically select or allow customers to choose their preferred payment method at checkout.Supported Payment Methods
Card Payment
Accept Visa, Mastercard, and Verve cards with 3DS authentication for added
security. Ideal for web and mobile checkout where customers enter their card details.
Bank Transfer
Generate a unique virtual account number for customers to complete payment via their
bank app. Useful for one-time payments and reduces card decline rates.
USSD Payment
Provide a USSD code for customers to complete payment directly from their mobile phone.
Best for customers with limited internet access or those using feature phones.
Mobile Money (MoMo)
Accept payments via MTN Ghana and Telecel Ghana mobile money wallets.
Opay
Allow customers to pay using Opay via hosted checkout or custom checkout integrations
Palmpay
Allow customers to pay using Palmpay via hosted checkout or custom checkout integrations.
Wallet Payment
Allow customers to pay using their Novac wallet balance or a connected account.
Suitable for repeat customers or in-app balance systems.
NQR
A QR code generated automatically for merchants on payment link creation. Great for
quick scan-and-pay scenarios at the point of sale.