Testing

Overview

This page provides the test credentials needed to simulate payment flows while integrating with the NOVAC payment gateway. You can use these test card numbers, PINs, and OTP to replicate both successful and failed transactions.

Success Test Card

Use this card to simulate successful transactions. Make sure you set a valid future date for the expiryMonth and expiryYear.

{
  "cardNumber": "5555555555554444",
  "expiryMonth": "Any future month (e.g., 12)",
  "expiryYear": "Any future year (e.g., 2028)",
  "cvv": "Any 3 digits (e.g., 123)",
  "cardPin": "Any 4 digits (e.g., 1234)"
}

• When to Use: This test card simulates a typical debit/credit card that will result in a “successful” payment response.
• Expected Gateway Response: Payment approved or success.

Failed Test Card

Use this card to simulate failed transactions. Again, ensure you have a valid future date for the expiry.

{
  "cardNumber": "1234567898765432",
  "expiryMonth": "Any future month (e.g., 12)",
  "expiryYear": "Any future year (e.g., 2028)",
  "cvv": "Any 3 digits (e.g., 456)",
  "cardPin": "Any 4 digits (e.g., 5678)"
}

• When to Use: This test card forces a transaction failure (e.g., insufficient funds, declined transaction).
• Expected Gateway Response: Payment declined or failure.

OTP Validation

Use this OTP to simulate additional verification (3-D Secure or other form of 2FA).

{
  "otp": "Any 6 digits (e.g., 123456)"
}

• When to Use: After initiating a payment with a card and additional verification is requested.
• Expected Gateway Response: OTP verified or OTP error if incorrect.